Buyers

Buyers

Start Your Montana Property Search Here

Whether you are a long-time Bozeman resident or relocating from elsewhere, we can help start your Montana property search on the right track. We’ll guide you through every step of your home buying journey, from starting the home search to the final walkthrough.

What to Expect In your Montana property Search

Finding The Right Realtor

Realtors are trusted experts who are on your side every step of the way. If you’re in a hot seller’s market you may not have time to go back and forth with potential sellers. An experienced realtor takes care of this for you and more. They are always attuned to your needs during the property search, in writing offers, and negotiating contracts. The Bozeman housing market moves quickly so in partnering with a skillful realtor, you can have confidence that your time and resources are used wisely. They will be there to guide you through the real estate process with expert negotiating throughout.


A good realtor will help you avoid these common pitfalls in buying a home:

Touring homes in poor locations which don’t suit your needs

Missed opportunities in a slow moving property search

Rejected offers due to incorrect pricing or excessive contingencies

Money left on the table due to a lack of advocacy on your realtor’s behalf


Licensed realtors also have greater access to listings via their MLS, which includes offline listings and exclusive market data on demographics, neighborhoods, and property taxes. They can create a personalized property search for you to uncover listings that match your preferences, some which can’t be found on websites like Zillow or the like. So, make sure you pick the right realtor. If you’re looking for property in Bozeman, contact us! I’d love to help.


Getting Pre-Approved

In order to purchase a home, it’s necessary to get pre-approved for a mortgage through a lender in addition to having the funds for a down payment, anywhere from 1% to 20% or more. The bank will need some financial details to determine how large of a mortgage you can afford and to prove that you’re able to make payments in the future.


These documents include:

Proof of assets

Proof of income

Employment verification

Good credit

Other types of documentation for ID purposes


Having this pre-approval letter in hand can be the difference between your offer getting accepted or ignored. If you were a seller and you received two identical offers — one from a buyer who was pre-approved and one who wasn’t — who would you sell to? The pre-approved buyer is the safer option, so this conversation with a lender is key to beginning your Montana property search.


Beginning Your Montana Property Search

Now is the time to make a list of essential features and characteristics you’re looking for in your new home. Determine which location you’d like to search for homes within, whether it is in the Bozeman area or further into Belgrade, Four Corners, Big Sky, or Livingston. Get a feel for different neighborhoods by discussing with your realtor or exploring our Bozeman neighborhood guide. Our list of frequently asked questions on moving to Bozeman may be helpful in the early stages of your property search.


Some common questions to consider at this stage:

What school district are you looking to live in?

How important is your location, neighborhood, or view?

How big of a home do you want – or is acreage more important to you?

Will you settle for an older home or do you want something that’s brand new and move-in ready?


Finding Homes On The MLS And Touring Properties

Now comb through the MLS for homes in your area to find ones on the market. You can usually set up alerts when homes that fit your search criteria are listed. Search homes and condos in our MLS or visit our Property Portal to register for email alerts and save your favorite listings in your account. Next is the exciting part, scheduling and touring properties with your real estate agent. This process is all about confirming what you are looking for. With each house showing, you will get closer to nailing exactly what you are looking for in your new home.


Questions to ask yourself while touring properties:

Which home features are a priority to you?

Does the view from the property meet your expectations?

Does acreage or remoteness feel right when you see it in person?

How does the commute from Livingston or Belgrade compare to living in Bozeman?


Making An Offer

After you’ve found a home that checks all your boxes, it’s time to make an offer. This is something that your realtor will help you with — it’s a nuanced role which sets expert realtors apart from those who lack a deeper understanding of their local market. Too low of an offer will almost definitely be ignored. An offer with too many contingencies may complicate the deal for sellers and get passed over for a simpler offer. 

A realtor with many sales under their belt will negotiate and advocate for you as a buyer. They will price offers correctly and according to local market standards. It can get easy to get caught up in the heat of a bidding war, but a good realtor won’t let you pay more than you can handle.

For more in depth reading on making an offer, see our post on How To Succeed As A Home Buyer in A Seller’s Market.


Inspections And Appraisals

After the offer is accepted, there is a waiting period for home inspections and appraisals. An inspector and appraiser will come to the home to make sure it’s livable and that the loan isn’t far outside the range of the home’s value. Both of these processes are usually fairly routine and they only rarely present issues. However, if the inspector finds asbestos in the basement, that could completely kill your deal. Additionally, if the appraiser performs a sales comparison analysis and finds that you’re paying $90,000 more than the house is worth, your lender may ask for that amount in cash if you still want to close.

Keep in mind that this is one of the most emotional stages of the homebuying process. The end of your property search is in sight and perhaps you’re in a hurry to close so you can start your new life in Bozeman. But it’s wise to consider what your dealbreakers may be.


The Final Walkthrough

Before you sign the deed and any other paperwork, you’ll walk through the house one last time. There may be things that the inspector and appraiser have missed or new issues that are presented after the formal inspections. Remember that you’re making a very significant purchase- your due diligence here is necessary to make sure things are as they were when you first viewed the home and that there are no additional damages. Depending on the market, there may be room to negotiate concessions at this stage.

Afterwards your realtor will accompany you through the title search process and closing, assisting in your understanding of every document that you sign. After signing all the documents, you will receive the keys to your house. Congratulations on your new home in Bozeman!

What Our Clients Are Saying

Buying a retirement home in Bozeman is something we had been dreaming about for years. Friends of friends had just bought a house there, and highly recommended their agent, Ami Sayer. Fortuitously, we decided to go with her as well. The market in Bozeman had been climbing for years, and by the time we arrived, our dream home was out of range. But Ami told us not to despair, explaining how prices fluctuated at different times of the year. And so after learning a little patience, we are now the happy owners of a lovely home that sits on a hillside overlooking the entire Gallatin Valley.
We could not have gotten our house without Ami. Ami Sayer is a professional who is tied into the housing market in Bozeman better than anyone. She is an economist, and so understands real estate markets nationally. She was not afraid to give her opinion on the various houses we saw, both good and bad. As we traveled around the valley with her, we learned to trust her judgement. While Ami is a pragmatist – she knows that a real estate purchase is a financial transaction – she also is keenly aware that our hearts play a part in this affair, and that they needed to be included. But the bottom line in all of this is that Ami was able to get us a house that met our needs and dreams through her knowledge of the market and superior negotiating skills. During the purchase, Ami was with us every step of the way. She recommended a local bank for our loan, and she knows the best people for inspections, flooring, roofing, etc. When we are ready, she will give us the names of contractors to do some needed work.
Ami loves Bozeman, and enjoys being an ambassador for the city. And while she is an extraordinary real estate agent, I feel we have also made a new friend, who we can invite to our home, and sit on the back patio, enjoying a glass of wine as the lights of Bozeman twinkle below. If you are looking for real estate in Bozeman, Ami Sayer of Berkshire Hathaway should be at the top of your list.

Beth H. (Google Review)

I would highly recommend working with Ami on the sale/purchase of your property. She recently helped us through the process of selling our home and we were very pleased with the end result, even during an off-peak season. Her extensive experience and marketing-focused approach contributed to a smooth sale, even in the wake of COVID-19 and the challenges it presented. If you are working with Ami, whatever your real estate needs, you are in great hands!

Doug H. (Google Review)

Ami Sayer stands out among her peers in this industry as a Realtor who has a deep understanding of the entire process. Whether that means residential sales, commercial investments, property investments, development, or new construction Ami is your go to well-spring of knowledge in Gallatin County and surrounding areas.

Brittany F. (Google Review)

We only thought we knew Bozeman until we met Ami! Nobody knows Bozeman like Ami Sayer. When my wife and I decided to buy a second home in the town my grandparents lived in and I grew up visiting as a child I thought I knew where we should start the search. However, I was concerned if we would be able to find a realtor we would connect with. That is until we met Ami.
When purchasing real estate it comes down to connection and trusting that your realtor really understands what is important to you and your family. Ami Sayer was that person for us! She was not only amazingly attentive and responsive to all our questions and concerns, but most importantly, she listened to what we were saying. She was able to hear what was most important to us, what we did and did not like, and then quickly get us pointed in the direction of what would fit us best. When you are doing the majority of your search from out of state your time is precious. Ami understood that and was able to help us find a home even more quickly than we were expecting would be possible.
Ami and her team always went above and beyond with every step ensuring there were no loose ends or unanswered questions. She has made us feel like more than just visitors, but true residents in Bozeman. We could not have imagined a better experience with a realtor, and more than that, someone we know we can reach out to for anything in the future.

Cara & Kory L. (Google Review)

Ami Sayer just sold our Bozeman home, and I can say with confidence that selecting her as our listing agent was the best decision ever! Ami is one of the top-volume realtors in town, however, she isn’t like a lot of the “top sellers” who will sign up clients and then hand them off to let the staff handle everything else- she is highly involved in every detail of the transaction and she did an amazing job at keeping us updated at all times.
Ami cares about details- she was even highly involved in the staging and photography of the home to make sure that everything was perfect, which resulted in us having the home sold in a week for a much higher price than we had anticipated. Ami’s assistant, Sam, is super sweet, incredibly organized, and efficient- plus, she made paperwork a breeze.
The Sayer team is professional, fun, responsive, and super knowledgable about the Bozeman market- I would not hesitate to work with them again!

Nala (Realtor.com Review)

I highly recommend Ami Sayer. As soon as we contacted her she was on it…no delay. She is incredibly well prepared and knowledgable. Our property was by no means high end, but we always felt we were just as important as someone looking for a multi million dollar home. She is a master negotiator, never missing a detail…and a joy to work with.

Susan P. (Zillow Review)

What Our Clients Are Saying

Ami Sayer just sold our Bozeman home, and I can say with confidence that selecting her as our listing agent was the best decision ever! Ami is one of the top-volume realtors in town, however, she isn’t like a lot of the “top sellers” who will sign up clients and then hand them off to let the staff handle everything else- she is highly involved in every detail of the transaction and she did an amazing job at keeping us updated at all times.
Ami cares about details- she was even highly involved in the staging and photography of the home to make sure that everything was perfect, which resulted in us having the home sold in a week for a much higher price than we had anticipated. Ami’s assistant, Sam, is super sweet, incredibly organized, and efficient- plus, she made paperwork a breeze.
The Sayer team is professional, fun, responsive, and super knowledgable about the Bozeman market- I would not hesitate to work with them again!

Nala (Realtor.com Review)

Buying a retirement home in Bozeman is something we had been dreaming about for years. Friends of friends had just bought a house there, and highly recommended their agent, Ami Sayer. Fortuitously, we decided to go with her as well. The market in Bozeman had been climbing for years, and by the time we arrived, our dream home was out of range. But Ami told us not to despair, explaining how prices fluctuated at different times of the year. And so after learning a little patience, we are now the happy owners of a lovely home that sits on a hillside overlooking the entire Gallatin Valley.
We could not have gotten our house without Ami. Ami Sayer is a professional who is tied into the housing market in Bozeman better than anyone. She is an economist, and so understands real estate markets nationally. She was not afraid to give her opinion on the various houses we saw, both good and bad. As we traveled around the valley with her, we learned to trust her judgement. While Ami is a pragmatist – she knows that a real estate purchase is a financial transaction – she also is keenly aware that our hearts play a part in this affair, and that they needed to be included. But the bottom line in all of this is that Ami was able to get us a house that met our needs and dreams through her knowledge of the market and superior negotiating skills. During the purchase, Ami was with us every step of the way. She recommended a local bank for our loan, and she knows the best people for inspections, flooring, roofing, etc. When we are ready, she will give us the names of contractors to do some needed work.
Ami loves Bozeman, and enjoys being an ambassador for the city. And while she is an extraordinary real estate agent, I feel we have also made a new friend, who we can invite to our home, and sit on the back patio, enjoying a glass of wine as the lights of Bozeman twinkle below. If you are looking for real estate in Bozeman, Ami Sayer of Berkshire Hathaway should be at the top of your list.

Beth H. (Google Review)

I would highly recommend working with Ami on the sale/purchase of your property. She recently helped us through the process of selling our home and we were very pleased with the end result, even during an off-peak season. Her extensive experience and marketing-focused approach contributed to a smooth sale, even in the wake of COVID-19 and the challenges it presented. If you are working with Ami, whatever your real estate needs, you are in great hands!

Doug H. (Google Review)

Ami Sayer stands out among her peers in this industry as a Realtor who has a deep understanding of the entire process. Whether that means residential sales, commercial investments, property investments, development, or new construction Ami is your go to well-spring of knowledge in Gallatin County and surrounding areas.

Brittany F. (Google Review)

Have Home Buying Questions?

Let’s set a time to discuss how to find the real estate you are looking for. Together we can determine your next moves, no matter your timeline.

“We could not have gotten our house without Ami. Ami Sayer is a professional who is tied into the housing market in Bozeman better than anyone.”

– 2020 Google Review